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Report | Higher Ed

The Campus Credit Trap

Credit card lending is enormously profitable. According to annual Federal Reserve Board of Governors’ (FRB) Reports to Congress, it is the most profitable form of banking. But the credit card industry is saturated. The average adult had nearly five credit cards in 2006 and the average household received 5.7 credit card solicitations monthly in 2004, according to the 2007 FRB report.

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A Better Way to Go

America’s automobile-centered transportation system was a key driver of the nation’s economic prosperity during the 20thst century. Rising fuel prices, growing traffic congestion, and the need to address critical challenges such as global warming and America’s addiction to imported oil all point toward the need for a new transportation future.

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Report | Maryland PIRG Foundation | Safe Energy

Energy Saved, Dollars Earned

Maryland is at an energy crossroads -- facing a crisis, but also an opportunity. The fastest, cheapest and cleanest way to address this crisis is to turn what is now wasted energy into a useful resource to power our homes, offices and factories.

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News Release | Consumer Protection

Retailers Misleading Consumers on the Digital TV Transition

In one year, 22 million Americans who rely on free over-the-air analog broadcasting – including many elderly and other vulnerable populations – will be at risk of losing access to TV, which for many is a primary source of news and emergency information as well as entertainment.

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Report | Maryland PIRG Foundation | Consumer Protection

Mixed Signals

One year from now 22 million Americans who rely on free over-the-air analog broadcasting will be at risk of losing access to TV. On February 17, 2009, analog televisions that receive over-the-air signals will go dark, unless they are retrofitted with digital converter boxes.

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